---
title: "Your apps and agents, now with stocks · ST0x"
url: https://st0x.io/builders
format: markdown rendering of the HTML page
---

Builders

# Your apps and agents, now with stocks.

Assets held in traditional brokers are siloed. They don’t move and you can’t build with them. ST0x tokenises real stocks as standard ERC-20 tokens on five chains, permissionless to build with.

Need a stock that isn’t here yet? [Tell us which one](/request).

[Read the docs](/docs) [Request a stock](/request)

## Start with the contracts

Standard ERC-20 tokens and ERC-4626 wrappers, the same on every chain. A public API, token list and MCP server are coming soon.

[Find a token’s addresses](/tokens)

## Ideas to start with

1.  ### 01Money apps
    
    -   **Round-up investing.** Every stablecoin payment rounds up into an S&P 500 token.
        
    -   **Stocks in a crypto wallet.** Hold Apple next to USDC, in one place, on one screen.
        
    -   **Payday split.** Pay contractors in stablecoins, with a set share going into an index token automatically.
        
    -   **Send a share.** Gift someone a share of a company as easily as sending a message.
        
2.  ### 02DeFi
    
    -   **Borrow without selling.** Borrow stablecoins against your stocks. Already live for wtCOIN, wtSPYM and wtMSTR on [Euler(opens in new tab)](https://app.euler.finance/vault/0x4C1aeda9B43EfcF1da1d1755b18802aAbe90f61E?network=base).
        
    -   **Your own index.** A basket token of ten AI chipmakers, rebalanced by a smart contract.
        
    -   **Options on stocks.** Onchain options and structured products on stock tokens.
        
    -   **Stock-backed stablecoins.** Mint a stablecoin against a basket of blue chips.
        
3.  ### 03Launch and community
    
    -   **Pair against a real company.** Launch a token paired with Tesla instead of ETH.
        
    -   **Rewards in real shares.** A game or loyalty programme that pays out in stock tokens.
        
    -   **DAO treasuries.** Spread a treasury across treasury bills, gold and equities without leaving the chain.
        
4.  ### 04Agents
    
    -   **An agent that runs a portfolio.** It watches news at 3am on a Sunday and rebalances before Monday’s open.
        
    -   **Agent treasuries.** An agent keeps its working capital in short-term treasury and gold tokens, and pays its own bills.
        
    -   **Machine-to-machine settlement.** Agents pay each other in assets that hold value.
        

The next big apps will be built on tokenised stocks.

[Start building today](/docs)

## What you get with ST0x tokens

-   ### A receipt for every mint
    
    Trace supply back to each issuance, onchain.
    
-   ### A split-stable form
    
    wtStock balances don’t change with splits, so pools and lending markets just work.
    
-   ### Corporate actions onchain
    
    Split ratios are onchain, so your contracts can read them directly.
    
-   ### Machine-readable
    
    A markdown version of every page today. A token list, public API and MCP server coming soon.
    
-   ### Five chains
    
    The same contracts on Base, Ethereum, HyperEVM, Robinhood Chain and BNB Smart Chain.
    
-   ### An approved prospectus
    
    Each tStock carries a right to one share, under an EEA-approved prospectus.
    

## Developer docs

Concepts, contracts, corporate actions and pricing guidance.

[Read the docs](/docs) [Request a stock](/request)

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Risk warning

You are about to purchase a product that is not simple and may be difficult to understand. The Products bear the risk that Investors may lose all or part of the invested capital. Products are unsecured debt instruments of the Issuer. Investors are exposed to the credit risk of the Issuer. The Products are not capital protected and are not covered by any deposit protection or Investor compensation scheme.

[Full text and source](/legal#risk)

Eligibility

Not for US persons or sanctioned persons. Offered to the public under the Base Prospectus in Liechtenstein, Germany, Luxembourg, France, Spain and Italy and other EEA states notified under Article 25. Minting and redemption with the issuer require an Eligible Broker account and onboarding. [Full eligibility](/legal#eligibility).

[Full text and source](/legal#eligibility)